Flexible Finance Options - Buy Now Pay Later (6 months Deferred Payments)

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Home improvement finance is a manageable way to bring your home up-to-date, whether that’s in terms of security, energy efficiency, style, or a mixture of all three. Helping homeowners conveniently spread the cost of their payment over a period that suits them, it’s always advisable to conduct thorough research to ensure you’re getting the best possible deal. So, to make your life that little bit easier, carry on reading to discover all the payment plans we can provide. We’ve also taken the time to answer a few frequently asked questions regarding renovation finance in the UK.

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Double glazing finance options for homes in Nottingham, Derby & Leicester

Authorised and regulated by the Financial Conduct Authority as a credit broker, Stormclad can support your home makeover project via one of the following finance options:

Flexible Monthly Payments

Spread the cost of your purchase with a fixed monthly payment, at a rate of 5.9% APR representative fixed. You have the option to make additional repayments at any time to reduce the cost of interest and shorten the payment term.

Buy Now Pay Later (12 months deferred payments)

You can defer the payment for 12 months, after which you have the choice to settle interest-free by paying the full amount borrowed.


After 12 months you can repay by monthly installments, at a rate of 9.9% APR representative fixed. However, if you do not settle by the end of the 12-month deferred period, interest will have accrued from the inception of the loan agreement.

12 Months Interest-Free

This payment option allows you to spread the total cost with a fixed monthly payment over 12 months with no interest.

No matter which option you choose from the list above, you will benefit from the extra protection provided under the Consumer Credit Act 1974.

Green gable conservatory in Bingham.

What’s the difference between secured & unsecured loans?

Home improvement loans are typically a type of unsecured personal loan that isn’t secured against your property, which means you won’t lose your home if you fail to keep up with the repayments. Whereas secured loans require borrowers to provide an asset as security for repayment of a loan, which is forfeited in the event of a default.

Is it easy to get a home improvement loan?

All credit applications are subject to a credit search and financial status, e.g. over 18 years or over upon application, in permanent UK residence, in permanent employment. Specifics will be outlined in the terms and conditions before your application is processed.

Affordable home improvement finance solutions for East Midlands homeowners

Take a peek at our home improvement case studies for some prime examples of what you can achieve with the help of Stormclad home improvement finance. Get a free quote, visit your nearest Stormclad showroom or contact us to find out more.